Cover More Risks. Do Less Manual Work.Defend Your Deals.

Traditional dealership compliance software covers only a fraction of your risk and shows gaps after the fact. TDC protects your dealership beyond regulatory exposure by enforcing your requirements in real time—delivering faster deals, less manual work, and ironclad proof when it matters.

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Bram Auto Group

City World Auto

Regulatory Coverage Isn’t Enough
Fragmented Processes Create Gaps

Sofya Animation vs

Most tools stop at FCRA, GLBA, and FTC requirements, but today’s risk goes far beyond regulatory checkboxes.
The biggest exposure now comes from auto-lending fraud ($9.2B last year).
When documentation is inconsistent or incomplete, losses get pushed back to the dealership through buybacks and recourse — roughly $100,000–$130,000 per rooftop.
The burden of proof has reversed: dealers must now prove they did everything right, not just that they followed a checklist.

The flow of fragmented tech stack the dealership uses

Red Flags in one system.
License checks in another.
Paper checklists for documents.
Policy reminders in a manual.
When workflows are split across tools and paper, steps get skipped — not because staff doesn’t care, but because nothing is enforcing the process.

Dealership Compliance Software, Built for Real-World Risk.

TDC is the only compliance-enforcement system whose protections extend far beyond regulatory requirements. By bringing the entire workflow—from Sales through F&I—into one enforced digital flow, TDC is uniquely positioned to stop a deal from advancing when required steps aren’t met, enforcing dealer-set policies in real time.

Customer-Authenticated Data

Buyers enter and verify their own information in a secure portal. Any staff edits require customer reconfirmation—removing “he said, she said” disputes.

Multi-Layer Identity Verification

DMV-based license authentication, enforced quizzes, liveness-verified selfies and other layers of protections are built directly into the workflow—no optional shortcuts.

Real-Time Analysis + Automation

TDC analyzes each transaction and determines exactly what is required for that specific deal—automating 15+ compliance tasks without staff needing to remember steps.

Enforcement Across the Full Deal Flow

For steps that require staff action, TDC creates required tasks that can be completed from the dashboard. Because TDC spans Sales through F&I, it can prevent a deal from advancing until requirements are complete. Only authorized users can override, and every override is logged with who, what, and why.

Fully Digital Flows & Documentation

Unlike most auto dealer solutions, TDC delivers a truly digital workflow—not a scanned or digitized binder. Every disclosure, signature, proof, and document is generated, delivered, and stored electronically from start to finish. No printing, no scanning, no missing paperwork—ever.

Other Tools
Regulatory-only protection	Regulatory + financial exposure protection (buybacks/recourse)
5-10 digitized forms per jacket	Full digital jacket (35+ documents)
Deal jacket audits are required for process visibility	No deal-jacket audits needed — every step is captured and enforced in real time
Must print regulatory disclosures	Automatic digital delivery to consumers
Dashboard that monitors completion.	Enforcement of dealer-specific requirements in real time
Legacy architectures with slow evolution	Modern, cloud-native platform built to evolve continuously

In 2024, auto lenders reported $9.2B in fraud and misrepresentation (Point Predictive):

● 42% — income/employment fraud
● 27% — synthetic identity/credit washing
● 18% — true-name ID theft
● 7% — collateral fraud
● 6% — straw purchases

While these are lender-side losses, gaps in a dealership’s documentation or due‑diligence can convert part of these into direct financial risk exposure of about $50,000–$100,000 per rooftop per year, because lenders can—and routinely do—shift a share of fraud and early‑default losses back to dealers through recourse provisions and loan buy‑back demands.

Learn more about dealership exposure to buy backs here.

Team

Group 1311

Multi-layer identity verification

(ID Verification + IDV Quiz + liveness detection) blocks identity theft before deals start

Crdeit App Customer

Customer-entered data on credit applications

—they input their own income, employment, and personal information

Tracking 3

Edit tracking and re-verification

—if dealer staff modifies critical customer data on the application before submitting to lenders, TDC flags it and requires the customer to verify changes

Timestamp Proof

Timestamped proof

—selfies, signatures, and acknowledgments create an audit trail showing the customer provided the information

Results:

When a lender investigates fraud in your portfolio, you have documentation proving the customer authenticated every data point—not your staff.

TDC dealership compliance software dealer staff training in the showroom

Will this dealership compliance software slow down my sales team?

No. It speeds them up. TDC eliminates 15+ manual steps per transaction and reduces overall time per deal.

We already have too many systems—I don't want another.

You're not adding another auto dealer solutions—you're replacing a dozen manual processes. TDC becomes your document workflow + compliance engine + digital deal jacket

What makes TDC different from traditional dealership compliance software?

Traditional compliance tools cover only limited regulatory risks, rely on fragmented steps, and aren’t applied consistently across all deals. TDC protects dealers from broader financial threats, enforces every required action in real time, incorporates multi-layer identity verification—while generating a fully digital, audit-ready deal jacket.

Will TDC help with fraud prevention?

Yes. TDC uses multi-layer identity verification—including License Verification, selfie match, liveness detection, and knowledge-based quizzes—and requires customer-entered data, creating stronger protection against synthetic identity, income misrepresentation, and true-name fraud.

TDC software kiosk

TDC is dealership compliance software that enforces every step in real time and replaces fragmented auto dealer solutions with one fully digital workflow. Built for regulatory, operational, and financial protection, TDC helps dealerships reduce risk, accelerate sales, and maintain bulletproof documentation

TDC dealership compliance software training presentation at an automotive dealership